Helping you understand your credit ratings

Lightbulb are the UK’s first business credit rating improvement service, helping companies understand their credit ratings and limits, improve their scores and proactively monitor their credit profile on an ongoing basis.

They have agreements with the four main credit rating agencies in the UK that allows them access to their data, enabling them to provide businesses with a whole market view of their credit profile.

Using this insight Lightbulb can quickly spot potential issues, identify solutions, and take swift action to improve the ratings. Their team of experts all have years of industry experience and in-depth knowledge of the business credit rating system.

Benefits to Black Lake Clients:

  • Can work directly with the agencies to improve your credit rating in as little as 2 days
  • A 100% success rate and if they can’t increase your credit rating then you won’t pay a penny
  • Better access to trade credit
  • Balance sheet improvements
  • Improves access to funding and lower rates of borrowing

Services Available:

  • Free Credit Review
  • Business Credit Improvement
  • Credit Monitor

Next Step

To find out how the credit rating agencies view your business and receive a Free Credit Review, complete the contact form.  

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